Do you qualify for finance?

Peulwana considers all applications for production input finance, however, the enterprise must have a business plan. Peulwana can assist with drawing up the business proposal.

To be considered for finance, you must:

be a South African citizen or a permanent resident
be a registered entity, including sole traders with a fixed physical address
have infrastructure to farm
having an off-take market will be an advantage
be domiciled in South Africa
have a written proposal or business plan that meets Peulwana’s loan application criteria
demonstrate willingness and ability to repay the loan
have provided personal and/or credit references — if available
have a valid Tax Clearance Certificate
NO LIVESTOCK – Peulwana only supports crop farming

Who does not qualify for finance?

Peulwana considers all applications at any stage of the business, with collateral or not. However, there are some entities that fall outside the scope of businesses that the company funds. These are:

Purchase of land/farms
Infrastructure
Start-up farming operations
Tree-fruit production
Forestry
Farmers who have defaulted on government loan programs
Farmers who are under debt-review
Farmers who are in the credit bureau
Unrehabilitated insolvent shareholders and/or directors of applying entities

The Screening Process

If you have read through, understand all the above and have everything in place, fill in the below form to complete your screening before you are considered.